The International Health Insurance
There are a variety of reasons why people decide to live abroad:
A year abroad as part of your studies
, to get to know the culture of another country as an au pair, or to spend a year working and travelling to gain experience and experience something before starting university or an apprenticeship.
But employees can also be sent abroad by their employer, digital nomads work from anywhere in the world, or you are staying abroad for an indefinite period of time and need full insurance cover to German standards.
This is not the case in all countries of the world. This is where international health insurance is the right move for you. We will be happy to advise you which is the right tariff for you and your needs.
For whom is an international health insurance suitable?
The international health insurance is suitable for all who spend a longer time abroad. However, depending on the length of stay, there are significant differences in the insurance policies that can be chosen.
Prices:
flexible payment method: monthly to yearly, by direct debit (Sepa), credit type or bank transfer
International health insurance for stays up to 1 year
- For students, au pairs, work & travel
- German health insurance remains in place
- Additional insurance is required, which includes return transport to the home country and emergency medical treatment.
International health insurance for stays up to 5 years
- z. E.g. for expats and digital nomads
- Contain a wider range of services, e.g. preventive medical check-ups, vaccinations, etc.
- Treatment in the home country still possible during home stays
International health insurance for an indefinite period of stay
These include, depending on the tariff chosen:
If you live abroad for an indefinite period of time, it is important to have comprehensive international health insurance with a wide range of benefits. Depending on the destination country you are travelling to, basic medical care may not meet German standards.
If you take out an international health insurance policy, you have access to the service network of your insurer. This means that they have local partners who can advise you in the event of an upcoming hospital stay or a necessary specialist appointment and take care of the formalities or, for example, in the worst case, arrange for your return transport to your home country.
In addition to these benefits, a fully-fledged international health insurance policy also offers a significantly larger benefits package than other international insurance policies.
- outpatient and inpatient treatments
- Dental treatments and dentures
- Medicines, dressings and remedies
- Medical care during pregnancy and delivery
- Preventive examinations for the early detection of diseases
- Vaccinations
- Patient transport, repatriation and repatriation in the event of death
Low-price guarantee
- No price risk
- Money back guarantee
- Cheapest provider
Competence Guarantee
- For more than 20 years
- Experienced experts
- Free advice
Satisfaction Guarantee
- No gag contracts
- Experienced partners
- Individual adaptation
You can rely on our lowest prices.
If you find your health insurance on another website cheaper, we will refund you the difference!
Talk to us, we will 100% find a suitable solution for you.
Especially if you are currently not insured due to financial difficulties from the past, a European health insurance is the best and fastest way to be covered in case of illness and not to get into further existential difficulties due to medical bills.
For this we analyze for you the whole market of the
Insurance companies with insurers such as Allianz
Worldwide Care, Morgan
Price International, ALC Health
Insurance or the Freedom
Health Insurance and find the right rate for you.
Our customers trust us.
We analyse the entire market of available companies for you
The most important questions about International Health Insurance
In this case, you should take out an insurance policy for an indefinite period of time in order to be optimally insured and not to be left without insurance cover in the event of a claim. We will be happy to advise you on this.
The costs of an international health insurance cannot be named as a lump sum. These depend on many factors. Which insurance do you choose? What services do you want covered? How much time will you spend abroad? Do you take out insurance with or without a deductible? Feel free to use our rate calculator and let us advise you.
The European Health Insurance Card or EHIC is available to all legally insured people from Germany. It is valid in the EU member states and Iceland, Norway, Liechtenstein or Switzerland. With some insurers, the card is on the back of your regular insurance card, or you may be issued an additional card. However, the EHIC is only valid for short stays abroad, such as a holiday, and only covers medically necessary services.
As is so often the case, the answer is: it depends. If you are sent abroad for a certain period of time, e.g. by your employer, your insurance cover in Germany remains valid. If you are going to Australia for a year for Work & Travel you can cancel your insurance in Germany for the period. After the stay abroad, people who were previously insured by a statutory health insurance company re-insure themselves with a statutory health insurance company; people who were previously privately insured also re-insure themselves with a private health insurance company. However, if you study and go abroad for a semester or more through your German university, you cannot cancel your insurance.
If you are compulsorily insured and move within the EU, you will keep your German pension, but not necessarily your insurance cover. However, many medical services that may be necessary for you are a private benefit in other countries. If you do not want to do without a good and comprehensive insurance cover, you should take out an international health insurance. Since some insurance companies only insure up to a certain age, you should inform yourself in time and find the right international health insurance for you. We will be happy to advise you.
