Visit to the doctor without health insurance?
We help you so that you can go to the doctor again with a good feeling
Visit to the doctor without health insurance?
We help you so that you can go to the doctor again with a good feeling
From EUR 49 per month
No punitive contributions
No SCHUFA check
Need to see a doctor without health insurance?
If you live in Germany, you usually have health insurance – at least that’s how it should be. However, there are many reasons for not being insured. A long stay abroad, self-employment, pre-existing conditions or your age may mean that you
no health insurance
have
But what if you don’t have health insurance and need to see a doctor?
First of all, we can reassure you: In an emergency, you will be treated when you visit the doctor without health insurance. However, this only refers to cases where you are in severe pain or have a life-threatening illness. Pregnant women and young mothers are also covered by this regulation.
Currently, the European insurers do not fulfil the health insurance obligation in Germany to 100%, but offer our customers an exclusive solution with the path outlined above and thus a unique opportunity to be reintegrated into the German health insurance system in the medium term.
Prices:
flexible payment method: monthly to annually, by direct debit (Sepa), credit card or bank transfer
Low-price guarantee
- No price risk
- Money back guarantee
- Cheapest provider
Competence Guarantee
- For more than 20 years
- Experienced experts
- Free advice
Satisfaction Guarantee
- No gag contracts
- Experienced partners
- Individual adaptation
You can rely on our lowest prices.
If you find your health insurance on another website cheaper, we will refund you the difference!
Visit to the doctor without health insurance?
We have the solution for you
If your symptoms are not acute, then taking out European Health Insurance could be the solution for you. Reintegration into the statutory insurance system is also possible through this. The big advantage is that you are covered for future illnesses and do not have to go to the doctor without health insurance.
The advantages of a European Health Insurance:
- No health check
- 100% insurance cover from the 1st day
- no Schufa/financial information
- no rejection on the basis of profession, age or origin
- Reintegration into the German health insurance system
Talk to us, we will 100% find a suitable solution for you.
You can rely on our lowest prices. If you find your health insurance on another website cheaper, we will refund you the difference!
However, if your complaints are more serious or if high costs have already been incurred, it is advisable to return to statutory or private health insurance.
This will also pay retroactively for costs incurred if you have been to the doctor without health insurance. However, repatriation is not always easy and the best course of action here is clearly to be decided on a case-by-case basis. We will be happy to advise you personally.
Our customers trust us.
We analyse the entire market of available companies for you
Without health insurance to the doctor? The most important questions
If you go to the doctor without health insurance, you generally have to pay for the costs yourself. In serious cases, however, it is possible to be transferred back into the German health insurance system. Here, your costs would also be covered retrospectively.
For smaller amounts and less serious illnesses, we recommend that you pay for these yourself and then re-insure yourself, for example with European Health Insurance.
Yes, in Germany you will be treated even if you go to the doctor without health insurance – at least in serious or even life-threatening cases or if you are in severe pain.
However, if you want to see your family doctor for less serious illnesses, for example, you will have to pay the costs yourself. You will then be treated as a private patient and have a bill sent home.
Pregnant women and new mothers receive medical care even without health insurance – but not fully, as would be the case with insurance.
Here, too, the best option is to return to the German insurance system.
In this case you are welcome to contact us. However, if we do not find a solution that is acceptable to you, there are agencies that you can turn to, such as aid organisations like Malteser.
These have set up emergency care for people without health insurance.
