already from 1 EUR / day
flexible term up to 5 years
free choice of doctor
global coverage*
COVID-19 insured
24 h - emergency hotline
"World Study" - the new health insurance for your studies abroad
World Study is the latest product from the American IMG insurance group.
The health insurance was specially designed for pupils and students from the EU and UK and offers comprehensive medical cover – worldwide if desired.
The duration can be flexibly adjusted from 30 days up to a maximum of 5 years and is therefore also suitable for language trips during holidays. The insurance is only available for pupils, students and their accompanying partners and children, proof of enrolment or proof from an educational institution – for example a language school – is required.
As a student, the opportunity to study abroad can be an enriching and rewarding experience. You will be immersed in your new environment and involved in new activities while enjoying the benefits of long-term training. At an exciting time like this, you may not be thinking about what to do if you get injured or sick while away from home. Without warning, your experience abroad can quickly turn into a scary situation if you’re not prepared for a medical emergency. That’s why IMG’s WorldStudy private health insurance offers you the protection and support you need as an international student to give you „Global Peace of Mind®“ during your stay abroad.
All important matters can be handled in a time-saving and simple manner via the secure customer login on the IMG website. In addition, IMG’s service centers in the U.S. and U.K. are available to assist you – either by phone or email.
- Flexible medical coverage for students, dependents and study groups
- No medical certificate required
- flexible term from 1 month up to 5 years
- Coverage for COVID-19 related treatments
- Payment optionally in €, $, £
- Optional 1 Mio or 2 Mio cover sum
- No deductible
- *Possible coverage areas: Europe, worldwide without USA, worldwide with USA
- free choice of doctor
- emergency medical evacuation
- 24 hours emergency hotline

Low-price guarantee
- No price risk
- Money back guarantee
- Cheapest provider
Competence Guarantee
- For more than 20 years
- Experienced experts
- Free advice
Satisfaction Guarantee
- No gag contracts
- Experienced partners
- Individual adaptation
You can rely on our lowest prices.
If you find your health insurance on another website cheaper, we will refund you the difference!
The most important questions - and more.
Question
Are optional services included in the scope of insurance?
No, optional services such as treatment by a chief physician or a single-bed room are not covered by the student health insurance tariffs.
Question
Is a holiday trip to another country also insured while studying abroad?
If you leave the selected coverage area, for example, you have selected Europe coverage, but spend the holiday in Egypt, then the health insurance does not pay. However, if you stay within the selected coverage area, then medical treatment will be covered here as well.
Question
Are all medical services covered by health insurance?
No, there are exclusions, for example for already known illnesses, pregnancy, preventive examinations, vaccinations etc. Please read the official description of benefits.
Important note on student health insurance!
World Study health insurance for your study abroad does not cover pre-existing conditions. For example, if you need medication on a regular basis, stock up on enough before you travel or arrange for a supply from your home country. Health insurance is not valid in your home country.
The health insurance is only valid for the time of your studies and only if you are legally resident in the respective country.